Investment Advisory and Retirement Planning
If you’re tired of playing middleman between your CPA and your investment advisor, we can help.
At Davis, Brown & Company PLLC, we help you bring everything together under one roof: investment advisory, retirement planning, and effective tax strategy. No more back-and-forth between your CPA and your wealth advisor.
You’ve worked hard to build your middle Tennessee area business and your wealth. But as wealth grows, so do the questions:
Am I taking on too much or too little risk?
Are my investments aligned with my long-term tax strategy?
Will I be able to retire comfortably (and stay retired)?
Whether you’re focused on retirement readiness, expanding your business, or setting up 401(k) plans for your team, we design a roadmap that fits your goals (not a template). We partner with Archer Funds to deliver solutions that meet the highest professional standards.
Investment Advisory and Retirement Strategies
Our clients in Hendersonville and across middle Tennessee turn to us because we take a holistic view of your financial life. Our advisory process integrates investment guidance, wealth management, retirement planning, and proactive tax strategy.
Integrated Tax and Investment Planning
We align your portfolio design with your tax strategy, choosing the right mix of taxable and tax-deferred accounts (such as IRAs, Roth IRAs, and 401(k)s) to reduce your current and future tax exposure.
We evaluate whether your investments are in the most tax-efficient accounts, opportunities to harvest tax losses or defer gains, and how portfolio income and distributions impact your tax bracket.
We also handle coordination between your business cash flow, investments, and long-term goals.
Retirement and Income Planning
Retirement isn’t about a magic number. It’s about building a reliable income stream that sustains your lifestyle. Our strategies are built to align with both your short-term needs and long-term retirement vision, while protecting against tax erosion and market volatility.
We help you:
- Project your retirement income needs and align them with your savings targets
- Optimize contributions to 401(k)s, IRAs, and other qualified plans
- Determine the right mix of pre-tax and after-tax accounts for flexibility later
- Analyze when to begin taking Social Security to maximize lifetime benefits
- Create a distribution plan that balances withdrawals, tax efficiency, and legacy goals
Business Owner Retirement Strategies
As a business owner, your financial world is even more complex. We specialize in helping Hendersonville and middle Tennessee area business owners use their business as a wealth-building engine, while preparing for the day when they step away.
We help you establish 401(k) and profit-sharing plans designed for business owners and employees, SEP and SIMPLE IRA evaluations for small business retirement solutions, exit and succession planning to convert your business’s value into retirement income, and other strategies to make sure every dollar you earn and invest is working toward your future.
Ready to Align Your Wealth and Tax Strategy?
A single, integrated strategy designed for your unique goals. Tax-aware investing that grows your wealth more efficiently. Simplified retirement planning that accounts for taxes, risk, and income needs.
This is what our clients experience, because we handle both wealth management and tax advisory in-house.
If you’re tired of playing middleman between your CPA and your advisor, let’s talk.
FAQS
What’s the benefit of having tax and investment advisory services in one place?
It eliminates the disconnect between your CPA and your financial advisor, making sure your investment strategies are tax-efficient and aligned with your long-term goals.
How does tax planning impact my investment returns?
Effective tax planning can significantly reduce the taxes you pay on investment income, capital gains, and retirement distributions, increasing your after-tax growth.
Can you help me choose the right retirement accounts for my business and employees?
Yes. We help business owners design and manage 401(k), SEP, and SIMPLE IRA plans that benefit both the company and its employees.
How often should I review my retirement and investment plan?
We recommend at least an annual review. Or more frequently, when there are changes in tax law, market conditions, or your personal situation.
What happens if I already have an investment advisor or CPA?
We can coordinate with your existing professionals or take on the full investment advisory role. Whichever brings you the most value and clarity.
Can retirement planning help lower my current tax liability?
Yes. Strategic contributions to retirement plans can reduce your taxable income while building your long-term savings.
The opinions contained herein are not intended to be investment advice or a solicitation to buy or sell any securities.
Archer Investment Corporation is an investment adviser registered under the Investment Advisors Act of 1940. Registration as an investment adviser does not imply any level of skill or training. For more information, please visit adviserinfo.sec.gov and search for our firm name.
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Ready to come in for an appointment?
Click here to schedule a time to meet with us. We will NOT make dealing with a tax professional as painful as it’s been in the past!